Cash Carrot

Outstanding in our field

Apply for a short term loan up to £5,000*

Quick approval

No paperwork

Secure UK lenders

Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% p.a. (variable). Representative 305.9% APR. A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don't charge fees. We don't sell your personal information.

Cash Carrot

Short term loans up to £5,000*

Find out how easy it is to get started with your loan application.
Cash Carrot

Apply online

Apply online using our short term loan application form.
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Select loan amount

Choose the amount of cash that you'd like to borrow and fill out a few details.
Cash Carrot

Receive cash

Receive your cash into your bank account within minutes of approval.

Apply for a short term loan today and receive a quick decision

Apply now

Warning: Late repayments can cause you serious money problems. For help, go to

Cash Carrot

Reasons to choose us

We don't charge fees

At Cash Carrot we don't charge any fees when you apply for a short term loan with us.

Secure UK lenders

Our service and all of the lenders we work with are secure. We won't share any of your personal information.

Quick approval

You could get your money quickly with Cash Carrot, apply online today to get started.

Here for you

Learn more about us

Our charges

An example of our short term loan rates

Representative example
Loan amount £400
Loan length 90 days
Monthly repayment £187.31
Interest amount £161.92
Total loan amount £561.92


View some of our frequently asked questions

A short term loan is intended to cover expenses until your next payday. A lender will usually charge a fixed fee depending on the amount borrowed, and the loan is available until your next payday, regardless of when you apply.

To apply for a short term loan with Cash Carrot please visit our application page. You can apply 24 hours a day, 7 days a week with us. Your funds could also be deposited into your bank account on a weekend.

Yes you can. Please don't hesitate to apply, most of our lenders will still consider you with a less than perfect credit history.

We don't charge any fees for our service. You can get started today with your loan application.

Times will vary based on the lender you have agreed your loan with, and also the type of loan you are looking for. Usually applying for a short term loan takes between 15 and 30 minutes.

Cash Carrot

Collection practices

If you are unable to make your arranged repayment date then you must contact your loan provider directly as soon as possible so they can help amend you situation and help you get your payments back on track.

Getting in touch with your lender as soon as possible will give you the best opportunity to reschedule your loan repayments or discuss further potential options in further detail to avoid adverse action.

Lenders usually reserve the right to utilise the Continuous Payment Authority to continue to then attempt to take payment from your card up to 90 days past your due date. This is only done if it is in line with the terms of your agreement. Please check your own terms and conditions on your signed loan agreement for details.


Application requirements

UK resident

You must be a UK resident living in the UK

Over 18

You must be at least 18 years of age

UK bank account

You must have a valid UK bank account

Valid address

You must have a valid UK address

Regular income

You must be employed and receive a regular income

Can repay

You must be able to repay the short term loan

Cash Carrot

Cash Carrot Blog

Latest news on short term loans by Cash Carrot

Warning: Late repayments can cause you serious money problems. For help, go to

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